How Much Money Do You Need to Live in Bali for 3 Months

Most people can live comfortably in Bali for three months on a total budget of USD 3,000 to 7,500, which works out to roughly USD 1,000 to 2,500 per month. Where you land in that range depends on your accommodation choice, your eating habits, and how often you travel around the island.

Visas and Legal Costs First

Before budgeting for rent and coffee, sort out your legal stay. In 2026, most long-stayers use either the Bali Digital Nomad Visa (officially the Second Home Visa pathway or the newer E33G remote worker visa) or simply chain 60-day B211A social visit extensions. The B211A on arrival costs around USD 35, and a single 60-day extension at an immigration agent costs roughly IDR 500,000 to IDR 1,500,000 in agent fees plus the official stamp fee. For a full 90-day stay you will need to plan at least one extension or a visa run to Singapore or Kuala Lumpur, which adds roughly USD 150 to 300 to your total. Budget USD 200 to 400 for all visa-related costs across three months.

Monthly Living Costs by Category

Accommodation is your biggest variable. A private room in a coliving space in Canggu or Ubud runs USD 400 to 700 per month. A furnished one-bedroom villa with a private pool in Seminyak or Berawa costs USD 900 to 1,800 per month on a short monthly contract. Signing a three-month lease directly with a landlord can cut that figure by 15 to 25 percent.

Food costs depend entirely on where you eat. A full breakfast at a warung costs IDR 20,000 to 40,000 (roughly USD 1.20 to 2.50). A sit-down meal at a mid-range cafe in Canggu runs IDR 80,000 to 150,000. Cooking at home with groceries from Pepito or Bintang Supermarket adds around USD 150 to 250 per month. A realistic food budget for someone eating out most days is USD 300 to 600 per month.

Transportation in Bali means renting a scooter for IDR 600,000 to 900,000 per month (around USD 37 to 56), plus petrol of roughly USD 15 to 25 per month. Ride-hailing apps like Gojek and Grab are affordable for occasional trips. Budget USD 60 to 120 per month for transport.

Coworking space memberships range from USD 80 for a basic hot-desk pass in Ubud to USD 200 for a full monthly membership at premium spaces like Dojo Bali or Outpost. Add USD 30 to 60 per month for a reliable local SIM with data.

Healthcare is low-cost for routine needs. A GP visit at a clinic in Seminyak or Ubud costs USD 20 to 50. Budget USD 30 to 60 per month and make sure you carry travel or expat health insurance that covers serious illness, which typically costs USD 50 to 150 per month depending on your coverage level.

Choosing the Right Neighbourhood for Your Budget

Ubud suits people who want a quieter, nature-focused lifestyle. Rents run about 10 to 20 percent lower than Canggu for comparable properties, groceries from the local market are cheaper, and the pace reduces the temptation to spend on nightlife. Canggu and Berawa remain the digital nomad heartland in 2026, with the densest coworking and community scene but also the highest food and accommodation prices. Seminyak and Kerobokan offer a middle ground with easy beach access. Sanur is increasingly popular with remote workers who prefer a calmer, more local feel and lower rents.

Realistic Budget Scenarios

A lean budget traveler sharing a coliving room, eating mostly at warungs, and renting a scooter can manage on USD 1,000 to 1,200 per month, making a three-month stay cost roughly USD 3,000 to 3,600 including visa costs. A mid-range lifestyle in a private one-bedroom villa, eating at cafes regularly, using a coworking space, and maintaining insurance lands at USD 1,800 to 2,200 per month, or USD 5,400 to 6,600 for three months. A comfort-first approach with a pool villa in Seminyak, daily cafe work, and frequent activities easily reaches USD 2,500 per month or more. Add a buffer of USD 300 to 500 for unexpected costs, one-off activities, or a weekend trip to the Gili Islands.